How to Buy

on Your Terms

You're already looking at properties online. With Aloha My Home, now you can make offers and close yourself, too. Browse properties, schedule showings, prepare your offer, negotiate terms, sign when ready, and track what needs to happen after your offer is accepted.

How does aloha My home work for buyers?

How to Buy in 3 Steps

Aloha My Home breaks the buying process into simple phases so you can focus on the right actions at the right time.

BEFORE THE OFFER

Step 1

Search, compare, schedule showings, prepare financing, and decide whether you are ready to pursue a property.

What We'll Do

  • Browse homes

  • Schedule showings

  • Review buyer tasks

  • Prepare financing

THE OFFER

Step 2

Create your offer, review the terms, send it to the seller, negotiate if needed, and sign when both sides agree.

What We'll Do

  • Enter offer terms

  • Review contingencies

  • Negotiate

  • Sign electronically

after offer acceptance

Step 3

Track deadlines, complete contract tasks, schedule vendors, and prepare for settlement before closing.

What We'll Do

  • Submit EMD

  • Track contract deadlines

  • Schedule vendors

  • Complete closing tasks and attend settlement

Step 1: Before the offer

Start Your Search and Prepare Financing

Before you submit an offer, you can use Aloha My Home to look at properties, compare options, schedule showings, and prepare the financial pieces that are required to move forward with an offer.

Step 1 Checklist

  • Determine your purchase price range, either with a lender or by using an online calculator

  • Browse available listings

  • Schedule showings

  • Apply for a loan with a lender or upload your Proof of Funds if paying with cash

  • Review buyer checklist tasks

You’re ready to move on when…

You've found a property you want to pursue and you are financially prepared to make an offer. In most cases, that means having cash available or a lender pre-qualification or pre-approval letter ready.

Step 2: the offer

Create, negotiate, and sign your offer

When you're ready to pursue a property, you'll complete a form that will generate the Purchase Agreement. You'll enter your terms, review key details, send the offer to the seller, respond to counteroffers, and sign electronically when both sides agree.

NOTE: Real estate offers become legally binding once signed by both parties and can even be legally binding prior to signature. Review important terms carefully before negotiating, especially contingencies, deadlines, earnest money deposit terms, settlement, and possession.

Step 2 Checklist

  • Review common contract terms and conditions

  • Create and send an offer

  • Attach supporting documents, such as a pre-approval letter if applicable

  • Review seller responses or counteroffers

  • Negotiate terms

  • Sign electronically when ready

Offer Details You'll Review

  • Sales price

  • Earnest money deposit

  • Closing cost assistance

  • Contingencies

  • Property disclosures

  • Timelines

  • Title and title insurance

  • Settlement and Possession dates

You’re ready to move on when…

Both buyer and seller have agreed to the terms and the offer has been signed by both parties.

Step 3: After offer agreement

Track the path from accepted offer to closing

Once your offer is accepted, the real work for buyers begins. Contingencies must be resolved, disclosures reviewed, contractors scheduled, loans secured, closing tasks completed, and settlement coordinated. Aloha My Home ensures you stay organized and on track throughout the final phase of the transaction.

Note: Transaction requirements vary by state, property type, financing type, lender, title company, and contract terms. Use your task list and transaction documents to understand what applies to your purchase.

Step 3 Checklist

  • Submit your earnest money deposit

  • Track contingency deadlines

  • Complete financing-related tasks

  • Coordinate appraisal and inspection tasks if applicable

  • Sign required disclosures

  • Obtain title or title insurance information

  • Obtain homeowner’s insurance

  • Transfer utilities

  • Review your closing disclosure

  • Track remaining closing tasks

  • Attend settlement

  • Take possession according to the contract

You’re done when…

Closing is complete, settlement documents are signed, possession is transferred according to the contract, and your final move-in tasks are complete.

You asked, we're answering

Frequently Asked Questions

Is there anything I need to do to schedule a showing?

For safety purposes, you'll need to verify your identity through ID.me on our website.

Is there anything I need to do before making an offer?

Buyers should either have a pre-qualification letter, a pre-approval letter, or have Proof of Funds (when paying with cash) to demonstrate financial means to sellers before making an offer.

What happens after I submit an offer?

The seller can review the offer, respond, accept, reject, or counter until the expiration date. Once both sides agree on the terms and conditions, each party will be sent a contract for signature, at which point the transaction will move into Step 3: After Offer Acceptance.

RISK-FREE REGISTRATION

Ready to see what buying with Aloha My Home looks like?

Start by browsing properties, saving homes, and reviewing the steps you need before making an offer. You do not need to figure out the whole transaction at once.

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